Officials are looking for a white male, between 5 feet 10 inches and 6 feet tall, who threatened the bank teller and walked away with an undisclosed amount of money.
"Although no weapon was visually seen, the perpetrator implied threats with a firearm," Kentucky State Police Information Officer Scott Hopkins said.
KSP Detective Rick Conn, who worked with officers at the scene, said the man walked into the bank at 9:18 a.m. wearing dark, long sleeved clothing and a canvas bag over his head with eye holes cut out.
The robber "hunkered" below the counter and "popped" back up, demanding money, Conn said. He was captured on video for only a few seconds.
Mark Wiety, executive vice president of Citizens, confirmed that only one customer was in bank - in the manager's office - at the time of the robbery. The robber was probably "casing the bank," Conn said, from parking lots of other nearby businesses, an attempt to enter the bank when no customers were there.
Wiety would not disclose any other information.
Immediately following the robbery, officers were viewing video tapes and trying to lift latent fingerprints off the counter, Conn said. Hopkins said authorities are currently following leads from interviews taken during the investigation.
Approximately one hour after the robbery, several authorities stopped a red Jeep Cherokee at Jenny Wiley State Resort Park, near the Dewey Dam spillway. The driver had been at the bank about the same time that the robbery occurred, officials said.
Kentucky Vehicle Enforcement Lt. Brian Howard, who assisted KSP, said there was no evidence that the man committed the robbery.
Hopkins said a red Jeep Cherokee is not the official suspect vehicle. Hopkins would not release information about other vehicles spotted in the area because of the ongoing investigation.
Anyone with information is asked to contact KSP at (606) 433-7711.